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一、 SGD Fixed Deposit Promotion
SGD Fixed Deposit promotional interest rate (applicable to deposits of Fresh Funds with minimum deposit SGD20,000)
Promotion is available from today till 18 March 2018.
| Amount (SGD) |
6 months (over the counter) |
9 months (over the counter) |
12 months (over the counter) |
12 months (via e-banking ) |
| 20,000(inclusive)-200,000 |
1.15% |
1.20% |
1.40% |
1.41% |
| 200,000(inclusive)and above |
1.20% |
1.25% |
1.42% |
1.43% |
二、USD Fixed Deposit Promotion
USD Fixed Deposit promotional interest rate (applicable to deposits of Fresh Funds with minimum deposit USD500)
Promotion is available from today till 18 March 2018.
| Amount(USD) |
1week (over the counter) |
1month (over the counter) |
3months (over the counter) |
6months (over the counter) |
12months (over the counter) |
12 months (via e-banking ) |
| 500（inclusive）-100,000 |
0.28% |
0.73% |
1.31% |
1.51% |
2.00% |
2.01% |
| 100,000 （inclusive）and above |
0.34% |
0.79% |
1.39% |
1.59% |
2.20% |
2.21% |
三、RMB Fixed Deposit Promotion
RMB Fixed Deposit promotional interest rate (applicable to deposits of Fresh Funds with minimum deposit RMB10,000)
Promotion is available from today till 18 March 2018.
| Amount(RMB) |
3months (over the counter) |
6months (over the counter) |
12months (over the counter) |
12 months (via e-banking ) |
| 10,000（inclusive）-50,000 |
2.50% |
2.70% |
3.60% |
3.61% |
| 50,000（inclusive）-5,000,000 |
2.80% |
3.20% |
3.70% |
3.71% |
Please note that:
E-banking refers to ICBC internet banking or mobile banking.
There is a 1% service charge on deposit or withdrawal of foreign currencies in cash (except for SGD).
No penalty for pre-matured withdrawal of fixed deposit; you will get paid based on prevailing current account interest rate.
"Fresh Funds"refers to funds that do not originate from any existing accounts you have with us. For example, any transfer of funds between ICBC account(s) would not be considered as fresh funds.
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$ 50,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
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