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Financial Information
 Financial Highlights | Financial Reports | Credit Ratings 

Financial Highlights for 2019

Profitability (%)  2019 2018 Change
Return on average total assets 1.08 1.11 -0.03
Return on weighted average equity 13.05 13.79 -0.74
Cost-to-income ratio 25.79 25.71 0.08

 

Asset Quality(%) 2019 2018 Change
NPL ratio 1.43 1.52 -0.09
Allowance to NPL 199.32 175.76 23.56

 

Capital Adequacy(%) 2019.12.31 2018.12.31 Change
Core Tier 1 Capital Adequacy Ratio 13.20 12.98 0.22
Capital Adequacy Ratio 16.77 15.39 1.38

Note: Calculated in accordance with the Regulation Governing Capital of Commercial Banks (Provisional).