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ICBC Credit Card Instalment Payment Plan
ICBC Credit Card Instalment Payment Plan (IPP) allows you to pay your retail purchases according to your Repayment Period. The IPP application must be submit at least seven (7) working days prior to the Statement due date.

Upon the IPP application is approved, cardholders can split the retail purchases into 0% interest for up to 24 months with a low One-Time Processing Fee! You have more flexibility to spend your money now! 

Choose from Repayment Periods of 3 months, 6 months, 12 months or 24 months.

For applications received before 31 December 2023! Enjoy a promotional interest rate applied to the one-time processing fee as follows:

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