You Are Here: HOME > Commercial Bank > Private Banking > Financing Services
Financing Services

﹒Premium Financing

What is Premium Financing

The insured purchases a life insurance with a loan from the bank. After the insurance is successfully incepted, the insurance policy is kept by the bank as collateral. During this period, the insured only needs to pay the loan interest regularly, until the loan is repaid or in the event of claims. Through the use of leverage, it helps customers obtain a higher insurance coverage with comparatively low maintenance costs.

   Premium Financing with up to 70% of the insurance premium
   Premium Financing with the same tenor as the insurance plan

Plan with a more effective long-term inheritance goal
√ Competitively priced financing rates
√ Financing for policies from many different insurers