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ICBC Credit Card Statement Instalment Payment Plan
 

ICBC Credit Card Statement Instalment Payment Plan (Statement IPP) allows you to pay your Credit Card Statement according to the Repayment Period. The IPP application must be submitted at least seven (7) working days prior to the statement due date.
Once the IPP application is approved, cardmembers can split their credit card statement into an instalment plan (up to 24-months) with a low One-Time Processing Fee and 0% interest. You have more flexibility to spend your money now!

Choose from Repayment Periods of 3 months, 6 months, 12 months or 24 months.
For applications received before 31 December 2024, enjoy a promotional one-time processing fee as follows:  

Repayment Period
还款期

3 months
3个月

6 months
6个月

12 months
12个月

24 months
24个月

One – Time Processing Fee
(base on transaction amount)
一次性手续费
(根据分期金额)

0.60%

0.90%

1.8%

5.5%

Effective Interest Rate
(per annum)
实际年利率

3.61%

3.11%

3.37%

5.55%

Do not have mobile/internet banking account?
To apply, visit any of our branches personally with your NRIC, or Employment Pass/ S-Pass, and Passport.

Application will only be processed if:
a. You are an existing ICBC Credit Cardmember.
b. Applicable only for retail transactions.
c. Must be charged to your ICBC Credit Card SGD sub-account.
d. At least S$500.00 in a single statement.
e. Application must be submitted 7 working days before the payment due date of the relevant Credit Card Statement via ICBC mobile/internet banking.

* Terms and conditions apply. (Please click here for details)
* Please click here for FAQs.

Application Channels
▲ Statement IPP can only be applied via ICBC mobile/internet banking

General Reminder
The Statement IPP will be reflected as "BR DBU" under Transaction Description.

The above is prepared in English and Chinese. The Chinese version is meant for reference only. In the event of any inconsistency between the English and Chinese version, the English version will prevail.