|
ICBC Credit Card Purchase Instalment Payment Plan (Purchase IPP) allows you to pay your retail purchases according to your Repayment Period. The IPP application must be submit at least seven (7) working days prior to the statement due date.
Once the IPP application is approved, cardmenbers can split their retail purchases into an instalment plan (up to 24-months) with a low One-Time Processing Fee and 0% interest! You have more flexibility to spend your money now!
Choose from Repayment Periods of 3 months, 6 months, 12 months or 24 months.
For applications received before 31 December 2025, enjoy a promotional one-time processing fee as follows:
|
Payment Period
还款期
|
3 months
3个月
|
6 months
6个月
|
12 months
12个月
|
24 months
24个月
|
|
One-Time Processing Fee (based on transaction amount)
手续费
（根据消费额）
|
0.50%
|
1.00%
|
1.50%
|
5.50%
|
|
Effective Interest Rate
(per annum)
实际年利率
|
3.01%
|
3.46%
|
2.80%
|
5.50%
|
Do not have ICBC mobile/internet banking account?
To apply, visit any of our branches personally with your NRIC, or Employment Pass/ S-Pass, and Passport.
Application will only be processed if:
a. You are an existing ICBC Credit Cardmember.
b. Applicable only for retail transactions.
c. Must be charged to your ICBC Credit Card SGD sub-account.
d. At least S$500.00 in a single transaction.
e. Application Form must be submitted 7 working days before the payment due date of the relevant Credit Card Statement via over the counter or by post.
* Terms and conditions apply. (Please click here for details)
Application Channels
▲ Apply at any of our sub branchesYou can obtain the application forms from our sub branches OR submit the completed application form to any of our sub branches. Please click here for the location and opening hours of our sub branches.
▲ Submit the completed Application Form by post
▲ Apply via ICBC mobile/internet banking
The above is prepared in English and Chinese. The Chinese version is meant for reference only. In the event of any inconsistency between the English and Chinese version, the English version will prevail.
|
