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ICBC Student Talent Credit Card

▲ Click here for Mandatory Documents required for Credit Card Application

If you have any enquiries or feedback about the Online Credit Card Application, please contact our 24 hours Customer Service Officer at 65-63695588 for immediate assistance. 

Up to 3% Cashback on total spend!*
Earn 1% cashback a month if you charge less than S$1,000 a month and 3% cashback if you charge S$1,000 or more to your ICBC Student Talent Credit Card. Capped at S$60 a month. The more you spend, the more Cashback you earn!

*Terms and conditions apply.
*Please click here for FAQs.

Perpetual annual fee waiver

Dual Currency in one card with lower fees and convenience payment!
Enjoy great savings with no administrative fees for all transactions made in RMB, and enjoy preferential cash advance fees with our wide ATM network in Mainland China using ICBC Student Talent Credit Card! All transactions made in Mainland China are charged directly in RMB, and you have the flexibility to pay this amount in RMB or SGD. For all other transactions made outside Mainland China, pay with Singapore Dollars.

Choose to pay your credit card bills with SGD easily through AXS, Internet Banking, cheque and even over our sub-branch counters, or pay with RMB over our sub-branch counters all over the island. Enjoy greater convenience when you sign up for auto-payment with your ICBC Current Accounts.

i) The applicant must be aged 18 years and above; and
ii) The applicant must be a student either from the following institutions: NUS or NTU or SMU.

For applicants below the age of 21, please provide guardian’s consent form and documents. Please click here for details. 

★ How to apply
You can obtain the application form from our sub branches and submit the completed application form with mandatory documents to any of our sub branches. Please click here for the location and opening hours of our sub branches.

ICBC Singapore Credit Card Cardmember Agreement
ICBC Singapore Branch Account Terms
Important Information
Click here for more campaign details on the ICBC UnionPay Credit Card Activate and Spend T&Cs
Click here
for more campaign details on the ICBC UnionPay Credit Card Activate and Spend FAQ


Thank you for supporting the ICBC Koipy Dual Currency Platinum Credit Card and ICBC Koipy Dual Currency Gold Credit Card (collectively “Koipy Cards”).

1)With effect from 1st March 2022, we have ceased issuing any new Koipy Cards. The benefits offered by Koipy are no longer available.

2)With effect from 1st July 2023:

(i)   no Cashback to be earned. Cashback earned till June 2023, can be used to offset future transactions; and

(ii)   no renewal cards to be issued for any expired Koipy Cards.

Existing cardholders holding these Cards may consider applying for other credit cards issued by ICBC SG.

Please call our customer hotline at +65 6369 5588 or email us at for further clarifications.