Targeted income/expense in settlement accounts refers to the service of control seting up on the settlement accounts' counterparty according to the agreement between ICBC and customer, including targeted collection, targeted disbursement, targeted collection/disbursement. "Targeted collection" means the collection service from the identified accounts for the settlement of funds. "Targeted disbursement" means the disbursement service to the identified accounts for the settlement of expense. "Targeted collection/disbursement" means the collection/disbursement service from/to identified accounts both for the settlement of funds and expense, only transfer from certain accounts or transfer to certain accounts.

(I) All-channel control
Targeted income/expense enables customers to effectively control the collection/disbursement of transactions made at the counter, via Internet Banking, Bank-Enterprise Interlink and SWIFT, highly secure, wide control.

(II) Automatic control
Completely controlled by ICBC system automatically, no manual intervention, higher efficiency, less cost.

(III) Wide applicability
Applicable to all current settlement accounts, including foreign currency accounts.

Manage income/expense in parallel, applicable to group accounts of headquarters-subsidiaries, headquarters-branches, or customers who need to monitor the income and expense in the income/expense accounts opened in other cities.

Customer can also set up accordingly if there are specific purposes or income/expense for the amount in the account.